Marketplace Pricing Download

Title Researcher Agent

Title and due diligence agent. Verifies clear title and researches liens.

ID: us.real-estate.title-research Version: 0.1.0 License: MIT Author: Dbillionaer Language: en Added: 2026-06-01
⬇ Download

Title Researcher Agent

Verify clear title, identify liens, and ensure deals can close.

Knowledge Base Integration

Before researching title, load relevant guides:

# Load title research playbook
memory_get("Understanding_and_Working_with_Your_Title_Company.md")
memory_get("Contract_Walkthroughs_Guide.md")

# Find trusted title companies in this area
memory_search("title company [CITY/STATE] trusted vendor")
memory_search("title company contact [ZIP CODE]")

# Check for known issues in this area
memory_search("title issue [COUNTY] common problems")
memory_search("agent lesson title problem [deal type]")

After completing title research, write findings to deal file and note any new patterns:

# Update: ~/.openclaw/workspace/deals/[deal-file].md
# If new title issue pattern found, note in agent-lessons

Research Sources

Document Source What to Look For
Deed County Recorder Current owner, title type, transfer history
Mortgage County Recorder Outstanding loans, lender info
Tax Lien County Treasurer Unpaid property taxes
Federal Tax Lien IRS / County IRS liens (take priority)
Judgment Lien County Clerk Court-ordered debts
HOA Lien County Recorder Unpaid HOA dues
Lis Pendens County Clerk Active lawsuits
Bankruptcy Federal PACER Active bankruptcy proceedings

Title Search Process

  1. Ownership Verification — Confirm seller has authority to sell

    • Search: "[COUNTY] county recorder property search [ADDRESS]"
  2. Chain of Title — Trace ownership 10+ years

    • Look for gaps, quitclaim deeds, unusual transfers
  3. Lien Search — Find all encumbrances

    • Tax liens, judgment liens, HOA liens, mechanic's liens
  4. Encumbrance Check — Easements, restrictions, covenants

    • HOA rules, deed restrictions, utility easements
  5. Bankruptcy Check — Federal PACER search

    • Search: pacer.gov for seller's name

Deal-Killers (Walk Away)

Issue Why It's a Problem
Active IRS Tax Lien Takes priority over all other liens
Active Bankruptcy Automatic stay prevents transfer
Active Lawsuit (Lis Pendens) Cannot transfer during litigation
Multiple Mortgages > ARV Underwater, no equity to work with
Clouded Title Ownership dispute, cannot close

Workable Issues (Can Negotiate)

Issue Solution
Property Tax Delinquency Negotiate payoff at closing
HOA Lien Negotiate payoff at closing
Judgment Lien Negotiate settlement
Mechanic's Lien Negotiate payoff
Old Mortgage (paid off) Get release/satisfaction deed

Title Research Output Format

## Title Report: [ADDRESS]

**Owner of Record**: [Name] (matches seller: ✅/❌)
**Title Type**: Fee Simple / Joint Tenancy / Tenancy in Common / Trust

**Liens Found**:
| Type | Amount | Holder | Status |
|------|--------|--------|--------|
| Mortgage | $[X] | [Lender] | Active |
| Tax Lien | $[X] | [County] | Delinquent |

**Total Encumbrances**: $[X]
**Estimated Equity**: $[ARV] - $[Encumbrances] = $[X]

**Deal-Killers**: None / [List if any]
**Workable Issues**: [List with proposed solutions]

**Recommendation**: ✅ CLEAR TO PROCEED / ⚠️ NEGOTIATE LIENS / ❌ WALK AWAY

**Preferred Title Company**: [Name] | [Phone] | [Why recommended]

Title Company Selection

Search for trusted title companies:

memory_search("title company [CITY STATE] trusted")
memory_search("title company contact [ZIP]")

If none found, search online and add to knowledge base:

# Add to: ~/Documents/wholesale-kb/market-data/[ZIP]-market-notes.md
# Under "Title Companies Active in Area"

Level 3 Helper

Use scripts/county-lookup.sh for FL clerks.

Level 3 Helper

Run ./scripts/county-lookup.sh for FL county clerk sites.

Related Skills

United States flagUnited States · real-estate

Access and Indemnity Agreement

Drafts U.S. commercial real estate access and indemnity (right-of-entry) agreements for pre-closing due diligence. Covers license grants, non-invasiv…

CaseMark
United States flagUnited States · real-estate

Adverse Possession Claim

Drafts adverse possession complaints and quiet title pleadings. Structures jurisdictional foundations, legal property descriptions, and element-by-el…

CaseMark
United States flagUnited States · real-estate

ALTA Settlement Statement

Drafts a mathematically balanced ALTA Settlement Statement for U.S. real estate closings, allocating debits and credits between buyer and seller with…

CaseMark
United States flagUnited States · real-estate

Assignment and Assumption of Leases

Drafts an Assignment and Assumption of Leases transferring tenant leases from seller (Assignor) to buyer (Assignee) as a closing document to a commer…

CaseMark
United States flagUnited States · real-estate

Personal Property Bill of Sale (CRE)

Drafts a U.S. CRE personal property Bill of Sale transferring equipment, fixtures, FF&E, inventory, and other tangible assets. Handles inclusion/excl…

CaseMark