Finance
Skills
Closing Disclosure
Drafts and reviews TRID-compliant U.S. residential Closing Disclosures, assembling all five pages of CFPB Form H-25, comparing to Loan Estimates, cla…
Closing Disclosure Timing Reference
Provides TRID Closing Disclosure timing compliance rules under 12 CFR § 1026.19(f). Covers the three-business-day receipt rule, dual business-day def…
Closing Disclosure Tolerance
Applies U.S. TRID tolerance rules to compare a residential mortgage Closing Disclosure (CD) against the controlling Loan Estimate (LE). Classifies fe…
Cognovit Promissory Note
Drafts cognovit promissory notes with confession of judgment provisions, gated by mandatory jurisdictional enforceability research, usury compliance,…
Cognovit Promissory Note
Drafts a U.S. cognovit promissory note with confession of judgment clause, enforceability gate, and execution formalities. Use when preparing a comme…
Collateral Assignment of Contracts
Drafts a Collateral Assignment of Contracts assigning a borrower's contractual rights as security for debt under UCC Article 9. Triggers when securin…
Commercial Promissory Note
Drafts UCC-compliant U.S. Commercial Promissory Notes for commercial real estate finance transactions. Produces negotiable instruments with principal…
Commitment Letter for Financing
Drafts a U.S. financing commitment letter memorializing a lender's binding agreement to fund under specified economic terms, conditions precedent, an…
Consumer Loan Agreement
Drafts a TILA-compliant U.S. consumer loan agreement with Regulation Z federal disclosure box, APR/finance charge calculations, payment schedules, de…
Consumer Loan Agreement (TILA Compliant)
Drafts TILA-compliant consumer loan agreements with Regulation Z disclosure boxes, APR/finance charge calculations, and enforceable terms for secured…
Convertible Note Purchase Agreement
Drafts a company-side Convertible Note Purchase Agreement for U.S. early-stage convertible debt financings. Structures note economics, conversion mec…
Depository Account Agreement
Drafts a U.S. Depository Account Agreement governing the institution–depositor relationship for checking, savings, money market, and CD accounts. Enf…
Evidence of UCC Lien Release
Drafts an Evidence of UCC Lien Release documenting termination of a UCC-1 financing statement for U.S. transactional closings. Trigger when the user …
Evidence of UCC Lien Release
Drafts Evidence of UCC Lien Release documents proving termination of security interests perfected under the Uniform Commercial Code. Extracts UCC-1 f…
Forbearance Agreement (Loan)
Drafts loan forbearance agreements that temporarily suspend lender enforcement rights during borrower default. Triggers when drafting forbearance agr…
GLBA Expert
GLBA expert for financial institutions. Deep knowledge of Gramm-Leach-Bliley Act including Safeguards Rule (16 CFR Part 314), Privacy Rule (16 CFR Pa…
GLBA Privacy Notice
Drafts GLBA-compliant privacy notices using the 16 CFR Part 313 Appendix A model form safe harbor. Use when creating or updating Regulation P privacy…
Intercreditor Agreement (Lien Priority)
Drafts U.S. intercreditor agreements establishing first lien vs second lien priority over shared collateral, covering standstill, enforcement control…
Intercreditor Agreement (Lien Priority)
Drafts a first lien/second lien intercreditor agreement governing creditor priority, enforcement rights, and payment waterfalls over shared collatera…
Loan and Security Agreement
Drafts a U.S. secured Loan and Security Agreement with UCC Article 9 security interests, perfection mechanics, covenants, and enforcement remedies. U…
Loan Forbearance Agreement
Drafts lender-protective U.S. commercial loan forbearance agreements that temporarily suspend remedies while preserving all lender rights, capturing …
Loan Modification Agreement
Drafts a U.S. commercial Loan Modification Agreement amending existing loan terms (interest rates, payment schedules, maturity dates, covenants) whil…
Mortgage Compliance Validation Skill
Validates mortgage advisor responses against three hardcoded compliance rules and returns structured JSON.
Pledge Agreement (Securities)
Drafts perfected-security-interest Pledge Agreements for securities collateral under UCC Article 9. Use when drafting securities pledge agreements, s…
finance legal skills for United States
The U.S. finance market runs through a dense regulatory lattice — the Federal Reserve, the OCC, the FDIC, the SEC, and the CFTC all assert authority over different corners of a single leveraged loan or structured product, making jurisdictional mapping a routine part of the work before any substantive drafting begins. Finance legal skills in the ThomasMore catalog are built for that layered environment, covering syndicated lending, asset-backed securitization, derivatives documentation, regulatory capital, and acquisition finance governed by New York or Delaware law.
Each skill is agent-ready and reachable over MCP or downloadable as a file, running concrete tasks such as screening a credit agreement against Regulation U margin requirements, drafting waterfall provisions for an ABS trust, or assembling a closing checklist for a leveraged buyout facility. The collection reflects the UCC Article 9 perfection mechanics and Dodd-Frank compliance obligations that define day-to-day U.S. finance practice, and open-source contributors maintain skills as regulatory guidance from the prudential agencies evolves. Whether you represent arrangers, borrowers, trustees, or swap counterparties, the catalog filters by practice sub-area, license, and author to surface what a live transaction actually requires. Run a search above or filter by deal type to put the right capability to work.