Mortgage Compliance Validation Skill

Mortgage Compliance Validation Skill

This skill validates a mortgage advisor's response against three compliance rules:

1. Credit Score Threshold — Ensures correct FHA/conventional guidance based on credit score.
2. APR Disclosure — Ensures rate-related responses include required disclaimers.
3. No Guarantee Language — Ensures no definitive approval promises are made.

Usage

This skill is invoked by the compliance-validator agent when it receives an advisor response to evaluate. The validator outputs structured JSON following the ValidationResult schema.

Workflow

1. Receive the borrower query and advisor response from the borrower-advisor agent.
2. Evaluate the response against all 3 rules.
3. Output a structured JSON result with per-rule verdicts, risk level, and recommended action.