Jurisdiction:
United States
918 skills across 42 practice areas.
Skills
Loan and Security Agreement
Drafts a U.S. secured Loan and Security Agreement with UCC Article 9 security interests, perfection mechanics, covenants, and enforcement remedies. U…
Intercreditor Agreement (Lien Priority)
Drafts U.S. intercreditor agreements establishing first lien vs second lien priority over shared collateral, covering standstill, enforcement control…
Intercreditor Agreement (Lien Priority)
Drafts a first lien/second lien intercreditor agreement governing creditor priority, enforcement rights, and payment waterfalls over shared collatera…
Unlimited Guaranty
Drafts a U.S. Unlimited Guaranty for commercial lending transactions. Triggers when user needs an uncapped personal or entity guaranty, credit enhanc…
GLBA Privacy Notice
Drafts GLBA-compliant privacy notices using the 16 CFR Part 313 Appendix A model form safe harbor. Use when creating or updating Regulation P privacy…
GLBA Expert
GLBA expert for financial institutions. Deep knowledge of Gramm-Leach-Bliley Act including Safeguards Rule (16 CFR Part 314), Privacy Rule (16 CFR Pa…
Forbearance Agreement (Loan)
Drafts loan forbearance agreements that temporarily suspend lender enforcement rights during borrower default. Triggers when drafting forbearance agr…
Depository Account Agreement
Drafts a U.S. Depository Account Agreement governing the institution–depositor relationship for checking, savings, money market, and CD accounts. Enf…
Convertible Note Purchase Agreement
Drafts a company-side Convertible Note Purchase Agreement for U.S. early-stage convertible debt financings. Structures note economics, conversion mec…
Consumer Loan Agreement (TILA Compliant)
Drafts TILA-compliant consumer loan agreements with Regulation Z disclosure boxes, APR/finance charge calculations, and enforceable terms for secured…
Consumer Loan Agreement
Drafts a TILA-compliant U.S. consumer loan agreement with Regulation Z federal disclosure box, APR/finance charge calculations, payment schedules, de…
Commitment Letter for Financing
Drafts a U.S. financing commitment letter memorializing a lender's binding agreement to fund under specified economic terms, conditions precedent, an…
Commercial Promissory Note
Drafts UCC-compliant U.S. Commercial Promissory Notes for commercial real estate finance transactions. Produces negotiable instruments with principal…
Collateral Assignment of Contracts
Drafts a Collateral Assignment of Contracts assigning a borrower's contractual rights as security for debt under UCC Article 9. Triggers when securin…
Cognovit Promissory Note
Drafts a U.S. cognovit promissory note with confession of judgment clause, enforceability gate, and execution formalities. Use when preparing a comme…
Cognovit Promissory Note
Drafts cognovit promissory notes with confession of judgment provisions, gated by mandatory jurisdictional enforceability research, usury compliance,…
Closing Disclosure Tolerance
Applies U.S. TRID tolerance rules to compare a residential mortgage Closing Disclosure (CD) against the controlling Loan Estimate (LE). Classifies fe…
Closing Disclosure Timing Reference
Provides TRID Closing Disclosure timing compliance rules under 12 CFR § 1026.19(f). Covers the three-business-day receipt rule, dual business-day def…
Closing Disclosure
Drafts and reviews TRID-compliant U.S. residential Closing Disclosures, assembling all five pages of CFPB Form H-25, comparing to Loan Estimates, cla…
TRID CD Tolerance Reference
Guides the agent through TRID tolerance compliance under 12 CFR § 1026.19(e)(3), comparing Closing Disclosure fees to Loan Estimate fees across zero,…
Tax Summary for Spousal Support
Produces structured financial summaries from tax returns, W-2s, 1099s, K-1s, and business filings for spousal support proceedings. Trigger when prepa…
Response to Petition for Dissolution of Marriage
Drafts a Response to Petition for Dissolution of Marriage addressing each allegation with admit/deny/lack-of-information responses and stating positi…
QDRO Drafting
Drafts Qualified Domestic Relations Orders (QDROs) compliant with ERISA §206(d)(3) and IRC §414(p) to divide retirement benefits in divorce. Covers d…
Prenuptial or Postnuptial Agreement
Drafts U.S. prenuptial or postnuptial agreements with enforceability-focused disclosures, property/debt allocation, spousal support treatment, estate…
Legal agent skills for United States
Federal law, fifty state codes, and a constitutional structure that divides authority between them make the United States one of the most layered legal systems any practitioner navigates — a contract dispute resolved in Delaware Chancery Court sits in a fundamentally different procedural world from one litigated in a California superior court or a federal district court applying Erie doctrine. The agent-ready legal skills covering United States law in the ThomasMore catalog are built for that complexity, spanning corporate transactions, securities compliance, employment, intellectual property, real estate, immigration, data privacy, and civil litigation across both federal and state regimes.
Each skill is a concrete, reusable capability — drafting an acquisition agreement under Delaware corporate law, screening a disclosure against SEC requirements, mapping state consumer-privacy obligations after CCPA, or building a workforce reduction checklist under the WARN Act — and every one is reachable over MCP or available as a download for direct integration. The collection draws on contributions from practitioners who work in these areas daily, keeping skills current as courts interpret new statutes and agencies issue revised guidance. Because US practice so often crosses state lines or intersects with federal preemption questions, skills are tagged by practice area so you can layer a federal framework skill alongside a state-specific one for the same matter. Filter by practice area, license, or author to find the capability that fits the jurisdiction your work is actually in.