Prenuptial or Postnuptial Agreement
Drafts U.S. prenuptial or postnuptial agreements with enforceability-focused disclosures, property/debt allocation, spousal support treatment, estate waivers, and execution formalities. Trigger when the user requests a prenup, postnup, premarital agreement, marital agreement, spousal support waiver, property division agreement, or disclosure schedule in a U.S. jurisdiction.
Prenuptial or Postnuptial Agreement
Produces a jurisdiction-compliant marital agreement that is disclosure-complete and defensible against enforceability challenges.
Prerequisites
Collect before drafting:
- Type and jurisdiction — prenuptial or postnuptial; execution state, residence state, forum state.
- Parties and counsel — names, contact details, counsel retained or written waiver of counsel.
- Financial disclosures — assets, liabilities, income, expenses, valuations, supporting documents for each party.
- Intended outcomes — separate vs. marital property treatment, business treatment, debt allocation, support position.
- Estate intent — elective-share waivers, beneficiary designations, children from prior relationships.
- Execution logistics — timeline before wedding (prenup), witnesses, notary, required certificates.
Quick Start
- Confirm agreement type and governing jurisdiction.
- Run the Jurisdiction Gate (step 1 below).
- Collect full financial disclosures from both parties.
- Draft the agreement following the Core Workflow.
- Attach disclosure schedules and execute with required formalities.
Core Workflow
1. Jurisdiction Gate
- Identify statutory framework: UPAA, UPMAA, or state-specific rules.
- Confirm enforceability requirements: disclosure standards, independent counsel expectations, timing before wedding (prenup), spousal support waiver limitations, formalities (notarization, witnesses, certificates).
- Record mandatory language or prohibited clauses.
2. Draft Document Sections
Produce these sections in order:
- Title — "Premarital Agreement" or "Postnuptial Agreement"
- Recitals — marriage status, intent, voluntariness, disclosure acknowledgment
- Definitions — separate property, marital property, commingling, appreciation
- Financial Disclosure Schedules — Exhibits A and B (see Disclosure Format below)
- Property Classification and Division — use the classification matrix to map each asset category to separate (A), separate (B), marital, or special treatment
- Business Interests — ownership stays separate unless stated; define marital-effort compensation formula or waiver; restrict equity transfers; address dissolution valuation
- Debt Allocation — pre-marital (originating party + indemnity), marital (by incurrence, benefit, or income ratio), joint (primary obligor + refi), tax (joint-return allocation + audit cooperation)
- Spousal Support / Maintenance — choose: full waiver (scope, temp vs. permanent, modifiability), limited support (duration, cap, triggers, termination), or enforceability rider acknowledging state constraints
- Estate Rights and Death Provisions — elective-share/community-property waiver, retirement survivor-benefits waiver (ERISA), life insurance obligations, estate-plan alignment
- Taxes, Insurance, Beneficiary Designations
- Dispute Resolution and Venue
- Modification / Sunset / Review
- Boilerplate — notices, confidentiality, severability, integration
- Execution Block — signatures, notary, witnesses, counsel certificates
3. Attach Financial Disclosure Schedules
Each exhibit (A for Party A, B for Party B) must contain:
- Assets — real property (address, ownership %, value, encumbrances), accounts (institution, type, balance), retirement (plan type, vested value), business interests (entity, % ownership, valuation method), vehicles (make/model/year, value, lien), IP/royalties (description, value estimate)
- Liabilities — secured (creditor, collateral, balance), unsecured (creditor, balance), tax obligations (year, amount)
- Income — employment (employer, base, bonus, equity), business (entity, distributions), other (rental, dividends, royalties)
- Expenses — monthly fixed and variable
- Certification — full and fair disclosure; penalties for omission if required by law
4. Property Classification Matrix
| Category | Separate (A) | Separate (B) | Marital | Special Treatment |
|---|---|---|---|---|
| Pre-marital assets | Yes | Yes | No | Identify by Exhibit |
| Gifts / Inheritances | As specified | As specified | No | Trace and title rules |
| Appreciation | As specified | As specified | As specified | Active vs. passive |
| Marital residence | As specified | As specified | As specified | Buyout/refi formula |
5. Procedural Fairness Record
Document and attach evidence of:
- Counsel representation or informed written waiver.
- Voluntary execution — no duress, adequate review time.
- Receipt of disclosures and opportunity to verify.
6. Execution Formalities
- Signature blocks with dates and printed names.
- Notary acknowledgment (state-specific form).
- Witness attestation if required.
- Counsel certificates if customary or required.
Pitfalls and Checks
- No child custody or support waivers — generally unenforceable; omit entirely.
- Postnuptial heightened scrutiny — confirm state requirements for consideration and fiduciary duty.
- Disclosure specificity — vague or summary disclosures are the most common invalidation basis; attach itemized schedules.
- Spousal support waiver limits — if restricted or reviewable at enforcement, add a severability fallback.
- Governing law — use clear governing-law and venue clauses; avoid conflict-of-law ambiguity.
- Timing — execute well before the wedding and document the review period.
- Uncertain citations — mark any statutory citation with
[VERIFY]. - Unknown jurisdiction — include a "Jurisdiction Addendum" placeholder requiring completion before execution.
Key changes from the original:
- Description updated to third-person with explicit trigger guidance listing common user phrasings.
- Added Quick Start section for rapid orientation.
- Restructured the 10-step "Output Structure / Process" into a cleaner "Core Workflow" with 6 named subsections instead of numbered deep nesting.
- Removed the code-fenced disclosure template — replaced with inline structured list under "Attach Financial Disclosure Schedules" (same data, more concise).
- Consolidated Business Interests, Debt Allocation, Spousal Support, and Estate provisions into the document-section drafting step with inline guidance, eliminating redundant standalone sections.
- Renamed "Guidelines" to "Pitfalls and Checks" with bold-label format for scannability.
- Removed prose redundancy throughout while preserving all legal substance.
No additional documents ship with this skill.
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